Please read these Terms of Service ("Terms") carefully before using the website getfinalexpense.co (the "Site") operated by [COMPANY NAME] ("we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Site.
GetFinalExpense.co is a lead generation website that connects consumers with licensed insurance agents and agencies who offer final expense and burial insurance products. We are not an insurance company, insurance carrier, or insurance agency. We do not sell, underwrite, or bind insurance policies. We do not provide insurance quotes directly.
Our role is limited to collecting information you voluntarily submit and sharing it with licensed insurance professionals who may contact you with personalized quotes and plan options. All insurance products and services are provided exclusively by third-party insurance carriers and licensed agents.
By using this Site, you represent and warrant that:
If you do not meet these requirements, you are not authorized to use the Site or submit any information through our forms.
When you submit information through any form on the Site, you provide your express written consent to be contacted by [COMPANY NAME], our marketing partners, licensed insurance agents, and their affiliates regarding final expense insurance products and related services. You agree to be contacted at the phone number(s) and/or email address(es) you provide by:
You understand that your consent is not a condition of purchasing any insurance product or service. Message and data rates may apply. You may revoke your consent at any time by contacting us at the information provided in Section 12 of these Terms.
The information presented on this Site, including estimated coverage amounts, plan descriptions, and general pricing information, is provided for informational and educational purposes only. Nothing on this Site constitutes a binding offer, guarantee of coverage, or promise of specific rates or benefits.
Actual insurance quotes, premiums, coverage terms, and eligibility are determined solely by the insurance carriers and are subject to their underwriting guidelines, your individual health profile, your state of residence, and other factors. We make no representations or warranties that you will qualify for any particular plan, rate, or coverage amount.
You agree to provide truthful, accurate, and complete information when using our forms. Providing false or misleading information may result in inaccurate quotes, denial of coverage by insurance carriers, or termination of your access to the Site. We are not responsible for any consequences resulting from inaccurate information you provide.
To the fullest extent permitted by applicable law, [COMPANY NAME], its officers, directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to:
The Site and all content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Our total liability to you for any claim arising from these Terms or your use of the Site shall not exceed one hundred dollars ($100).
All content on this Site, including but not limited to text, graphics, logos, icons, images, design elements, and software, is the property of [COMPANY NAME] or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from the Site without our prior written consent, except for your personal, non-commercial use such as printing a single copy for reference.
The Site may contain links to third-party websites, services, or resources that are not owned or controlled by [COMPANY NAME]. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that we are not liable for any damage or loss caused by or in connection with your use of any third-party websites or services.
We encourage you to review the terms of service and privacy policies of any third-party websites you visit through links on our Site.
You agree not to use the Site for any purpose that is unlawful or prohibited by these Terms, including but not limited to:
We reserve the right to modify, update, or replace these Terms at any time at our sole discretion. When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of the changes. If you do not agree to the modified Terms, you must stop using the Site.
We encourage you to review these Terms periodically to stay informed about any updates.
These Terms shall be governed by and construed in accordance with the laws of the State of [STATE], without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in [STATE], and you consent to the personal jurisdiction of such courts.
To the extent permitted by law, you agree to resolve any disputes with us on an individual basis and waive any right to participate in a class action lawsuit or class-wide arbitration.
If you have any questions about these Terms of Service or need to contact us for any reason, please reach out at:
[COMPANY NAME]
Email: legal@getfinalexpense.co
Website: getfinalexpense.co